Disability Tax Credit
Guided DTC support from start to decision
We help you share how impairments affect daily living—clearly and completely—so your healthcare provider and the CRA have what they need to understand your situation.
What the Disability Tax Credit is
In plain language—without the jargon that makes systems feel impossible.
The Disability Tax Credit (DTC) is a non-refundable federal tax credit administered by the Canada Revenue Agency. It helps recognize the often invisible costs of living with a severe and prolonged impairment.
Eligibility is not based on a diagnosis name alone. CRA looks at how impairments affect basic activities of daily living—or whether life-sustaining therapy criteria are met—as certified by a qualified medical practitioner.
If approved, you (or a supporting family member) may be able to reduce income tax payable. In some cases, prior years may also be considered—subject to CRA rules and your individual situation.
What our service includes
- Qualification check and pathway clarity
- Story capture that reflects real daily living impacts
- Provider-ready narrative support for Form T2201
- Follow-through from intake toward CRA decision
Form T2201
How the application works
The DTC application centres on Form T2201. Knowing who does what reduces stress.
You (Part A)
Provide personal information and consent. We help you organize the story of daily living impacts so nothing important is left out.
Your provider (Part B)
A qualified medical practitioner certifies the medical portion. We prepare a clear functional narrative they can work from—we never replace their clinical judgment.
The CRA
CRA reviews the completed form and decides eligibility. We help you present a complete, respectful file. We cannot approve claims or guarantee outcomes.
CRA timeline
What happens after you apply
Every file is different, but the general path looks like this.
Submit your application
You submit your completed Form T2201 through your provider or by mail. We help make sure it is complete before it goes anywhere.
1Step 1CRA reviews your file
CRA checks that the form is filled out and that the medical portion is certified by a qualified practitioner.
2Step 2Additional information
Sometimes CRA asks for more detail. If that happens, we help you respond quickly and clearly—no guesswork.
3Step 3Decision & determination
CRA sends a Notice of Determination. If approved, you (or a supporting family member) may be able to claim the credit for current and prior years.
4Step 4Retroactive reassessment
If CRA approves eligibility for previous years, they may issue a reassessment and any applicable refund.
5Step 5
DIY or with a specialist?
Either path can work. Here’s when people often choose support.
Not sure which path fits? Take the assessment or book a free consult.
Previously denied by the CRA or Service Canada?
A previous denial does not mean you cannot pursue benefits. Many applicants are successful on reapplication or through a different program pathway—such as CPP Disability or provincial disability—when the original application was incomplete or did not fully capture daily living impacts.
Conditions people often ask about
A diagnosis alone does not determine eligibility. CRA focuses on functional impact. These are common examples.
- Arthritis
- Chronic pain
- Diabetes
- ADHD
- Anxiety
- Depression
- Autism
- PTSD
- Mobility limits
- Vision or hearing
- Fibromyalgia
- And more
This page is general information only—not legal, medical, or tax advice. We are not affiliated with the CRA. Approval is never guaranteed.
Not sure if you qualify?
Start with our qualification assessment. It takes a few minutes and helps clarify whether pursuing the DTC may make sense for you or a loved one.
Ready to explore your disability benefit options?
Start with a short qualification assessment—no obligation. Prefer to talk it through? Book a free, no-pressure consult.